# Crevio vs Gumroad: Lower fees, your own payouts, and AI that sells Gumroad is one of the simplest ways to sell a digital file, and it handles sales tax for you. Crevio costs less per sale on every plan, pays straight into your own Stripe account, and has AI that writes and sends the marketing around your products. Last updated September 2026 [Get started for free](/users/signup)[See pricing](/pricing) ## Crevio Crevio is an AI platform that builds and runs an online business. It builds your store on your own domain, sells through your own Stripe account, and its AI bots write and send the email and social posts, with approvals you choose for spending and sending. Choose Crevio when you want to keep more of each sale and have the marketing done. - 3,000+ integrations - Payments built in - Free plan ![](/vite/assets/gumroad-BW1-S26J.png) ## Gumroad Gumroad is a storefront, checkout, and marketplace for digital products, memberships, courses, and calls, with no monthly fee. It's the merchant of record, so it handles sales tax and VAT. Choose Gumroad for simple digital sales with tax handled. ## Crevio and Gumroad, side by side FeatureCrevio ![](/vite/assets/gumroad-BW1-S26J.png)Gumroad Fee on salesCrevio5% on the free plan, 2.5% on Pro, and 1% on Business, plus Stripe's processing.Gumroad10% + 50¢ per sale plus card processing, or 30% on sales from its Discover marketplace. Where the money goesCrevioStraight to your own Stripe account, with payouts on Stripe's schedule.GumroadInto a Gumroad balance, paid out weekly once you reach $100, after a 7-day hold. Sales tax and VATCrevioCalculated at checkout through Stripe Tax. You stay the seller and file your own returns.GumroadGumroad is the merchant of record and collects and pays tax for you. What you can sellCrevioDownloads, courses, memberships, bookings, paid communities, and services.GumroadDownloads, courses, memberships, bundles, calls, and commissions. Email marketingCrevioBroadcasts and sequences, written and sent by the AI with your approval.GumroadBroadcasts and workflows, available once you've made $100 and been paid out. AICrevioBots that build the store, send the marketing, follow up with customers, and run scheduled work.GumroadA store agent that proposes changes for you to confirm, and drafts product pages and launch emails. Your siteCrevioA full website and store on your own domain on paid plans.GumroadA profile page and product pages, with a free custom domain. PricingCrevioFree plan. Pro is $20/mo and Business $50/mo.GumroadNo monthly fee. Fees drop to 5% + 50¢ after $20,000 in sales in a month. ## Keep more of every sale. On Gumroad, a $50 sale costs 10% plus 50 cents plus card processing, about $7.25 in all. Sales through its Discover marketplace cost 30%. On Crevio Pro, the same sale costs a 2.5% fee plus Stripe's processing, about $3.00, and the Business plan brings the fee down to 1%. How much did I keep from last month's sales, after fees? Creviofinished the work in Stripe ![](https://assets.pipedream.net/s.v0/app_OD5hrX/logo/orig)Stripe August, after fees Pro plan 40 sales at $50 Sales$2,000.00 Crevio transaction fee (2.5%)-$50.00 Stripe processing-$70.00 Total$1,880.00 The same sales on Gumroad would keep about $1,710 ## Paid into your own account. Gumroad holds your balance and pays out weekly once it reaches $100, with each sale held for at least 7 days and a review before the first payout. Crevio sells through your own Stripe account, so the money is yours from the moment a customer pays, and Stripe pays out to your bank on its normal schedule. When does this week's money reach my bank? Creviofinished the work in Stripe ![](https://assets.pipedream.net/s.v0/app_OD5hrX/logo/orig)Stripe Upcoming payouts | Date | Amount | Status | | --- | --- | --- | | Tue, Sep 30 | $312.40 | In transit | | Wed, Oct 1 | $96.10 | Pending | | Thu, Oct 2 | $188.75 | Pending | No minimum balance · paid out on Stripe's schedule ## AI that does the marketing, not just proposes it. Gumroad's store agent can draft changes and launch emails, and every change waits for you to confirm it. Nothing runs on its own schedule. Crevio's bots run the marketing. They send the launch email once you approve it, follow up with abandoned checkouts, chase failed renewals, and send you a report every Monday. Every time someone buys the icon pack, send them the matching templates offer 3 days later. Creviofinished the work in Crevio ![](/icon-192.png)Crevio Po Post-purchase offer Store trigger · always on - **When:** Someone buys the Line Icons pack - **Then:** 3 days later, email the matching templates at 20% off - **Skip if:** They already own the templates - **This month:** 41 sent, 9 bought Running on Crevio's computer, even with your laptop closed The honest take ## Where Gumroad is the stronger pick No tool wins every comparison. Gumroad is a strong product, and for some people it is the better fit. Here is where we would point you to it. ### Tax handled for you As the merchant of record, Gumroad collects and pays sales tax, VAT, and GST worldwide at no extra cost. ### Buyers from its marketplace Its Discover marketplace and affiliate network can bring in buyers you wouldn't reach on your own. ### Mature digital delivery License keys, PDF stamping, file versions, streaming-only video, and a library app for buyers. Pricing at a glance ## Free to start. Pay as the business grows. ### Crevio Free to start - Starter$0/mo · 5% transaction fee - Pro$20/mo · 2.5% transaction fee - Business$50/mo · 1% transaction fee Paid plans include monthly credits for AI work. Top-ups cost $0.02 per credit. Transaction fees are on top of Stripe's own processing fees. ![](/vite/assets/gumroad-BW1-S26J.png) ### Gumroad 10% + 50¢ per sale No monthly fee. Card processing is extra, Discover sales cost 30%, and the rate drops to 5% + 50¢ after $20,000 in sales in a month. Payouts start at a $100 balance. ## When to choose Gumroad vs Crevio ### Choose Crevio if - You want to keep more of each sale - You want payouts straight from your own Stripe account - You want AI to send your marketing, not just draft it - You want a full website on your own domain ![](/vite/assets/gumroad-BW1-S26J.png) ### Choose Gumroad if - You want sales tax and VAT handled for you - You want buyers from a marketplace - You sell software and need license keys - You'd rather pay nothing until you sell ## The short version Gumroad made selling a digital file simple, and as merchant of record it handles sales tax for you. The trade-off is a 10% + 50¢ fee on every sale, a balance Gumroad holds until payout, and marketing tools that unlock only after your first $100. Crevio charges less per sale, pays into your own Stripe account, and comes with AI that does the marketing, from launch emails to follow-ups with people who didn't finish checking out. ## Which one should you pick? If you want tax handled for you and a marketplace to sell through, Gumroad is a good fit. If you want to keep more of each sale and have the marketing run for you, pick Crevio. Try our [Gumroad fee calculator](/tools/gumroad-fee-calculator) to see the difference on your own numbers. ## Questions people ask before choosing ### Is Crevio cheaper than Gumroad? Per sale, yes. Crevio's fee is 5% on the free plan, 2.5% on Pro, and 1% on Business, with no 50-cent charge. Gumroad charges 10% + 50¢, plus card processing on top. Pro costs $20 a month, so compare it with your own sales volume. ### Does Crevio handle sales tax? Crevio calculates sales tax and VAT at checkout through Stripe Tax. Because you sell through your own Stripe account, you stay the seller and file your own returns. Gumroad, as merchant of record, files them for you. ### Can I move my products from Gumroad to Crevio? Yes. Share your files and prices with Crevio and it rebuilds the products with checkout on your own Stripe account. Point your domain at Crevio when you're ready. ### Is Crevio free? Yes. The Starter plan is free with a 5% transaction fee. Pro is $20 a month with a 2.5% fee and Business is $50 a month with a 1% fee. ## More comparisons [![](/vite/assets/kajabi-s7sOCi0T.png)Crevio vs KajabiKajabi is a mature course platform you run. Crevio is a platform whose AI runs it for you, from free.](/compare/crevio-vs-kajabi)[![](/vite/assets/shopify--Pqwn92W.svg)Crevio vs ShopifyShopify is built for physical goods. Crevio is built for digital products, and run by AI.](/compare/crevio-vs-shopify)[![](/vite/assets/skool-j4-B_1iA.png)Crevio vs SkoolSkool is a community with a course tab. Crevio is a whole business, community included, run by AI.](/compare/crevio-vs-skool)[![](/vite/assets/stan-CKT7UWPW.png)Crevio vs Stan StoreStan is the simplest link-in-bio store. Crevio builds the whole business and has AI run the marketing.](/compare/crevio-vs-stan-store)[![](/vite/assets/whop--FMt2DP1.png)Crevio vs WhopWhop is a marketplace that holds your balance. Crevio is your own store, paid into your own Stripe account, and run by AI.](/compare/crevio-vs-whop) [See all comparisons](/compare) ## Ready to let AI run your business? Start free. No credit card required. Your AI business partner is waiting. [Sign upfree](/users/signup)[Book an onboarding call](/demo) Canonical URL: https://crevio.co/compare/crevio-vs-gumroad